Finance
- Home
- Finance
Get an Interest-Free Loan in Under 5 Minutes
Applying for a loan has never been easier! It only takes 2 minutes to apply, and you’ll receive an answer immediately. Whether you’re looking to fund a treatment or procedure, our streamlined application process ensures quick results.
- Available for many treatments
- Loans up to £30,000
- Credit decisions are subject to individual circumstances
Must be 18 or over and earn an income to apply
How It Works?
Receive a Finance Link
After your consultation, you'll receive an email or SMS with a request link from your practice.
Choose Your Payment Option
Click the link in your email and select the payment option that fits your budget.
Apply in Just 2 Minutes
The credit application is short and simple, taking just two minutes to complete.
Why Choose Us?
- Easy Application, No Credit Impact
Our lenders perform only soft credit checks, so applying won’t affect your credit score. If you’re unsuccessful, your score remains unaffected. - Instant Credit Decisions
9 out of 10 credit decisions are made instantly by our advanced algorithms—under 3 seconds! - Flexible Payments Choose your payment schedule and get started right away once approved. If unsuccessful, you can easily refer the application to a family member or friend to apply on your behalf.
FAQs
To apply you’ll need to get in touch with your practice and make arrangements to receive treatment. Typically, this will involve a consultation.
Once the practice recommends a treatment plan and you are happy with it the reception team will discuss payment options with you and send you an email with a link to start your credit application online.
The application will require you to answer a few simple questions including details about yourself such as age, home address, income and anything that might affect your monthly expenditure.
The application is done entirely online, so it can be completed in-practice or at home. You will receive a decision on whether or not you are approved instantly.
Your monthly payments are collected from your UK debit card.
Unfortunately we cannot accept credit cards or Amex, because this would constitute in financing credit with more credit.
The loan agreements involve three parties:
The borrower: This would be you.
The credit intermediary: The practice, in this case Smart Dental Care.
The lender: This would be the company offering you the loan, The details of which will be provided to you with your loan offer.
Payments are taken once a month on a day of your choosing, but the first payment will always be taken upfront.
We will always make sure that there are at least 28 days between your first and your second payment, so in some cases, we might push your second payment to the following month.
After your loan starts, you will be able to change your payment day.
Things don’t always go according to plan, but if this ever happens and you end up missing a payment, you won’t be charged any extra fees for it.
If you miss a payment, simply log back into your account and pay any outstanding amount.
If you have any difficulties making repayments, our team will always try and work out a repayment plan that suits what you are able to pay.
Tabeo provides payments solutions for Smart Dental Care and many other healthcare businesses in the UK.
Tabeo may also act as credit broker and loan servicer, meaning that your loan will be written and managed entirely through Tabeo. Depending on your term and credit profile, Tabeo will only introduce you to one suitable lender.